When Insurance Companies Act In Bad Faith

No one should be made to feel bad for claiming insurance benefits outlined in the terms of their insurance policy. Yet insurance companies sometimes use shame tactics when denying claims of individuals. Some insurance adjusters even coerce clients into ultimately disadvantageous actions – decisions that can lead you dangerously toward the abyss.

But you don’t have to put up with unethical behavior. You do have legal recourse. At the Wiseman Law Firm, PLLC, in Wood County, West Virginia, we take on our clients’ burdens and work to alleviate the pressure brought on by insurance bad faith and misconduct. Contact us today for a free initial consultation.

Just Who Are You Dealing With?

When you have an insurance claim, you aren’t just dealing with an insurance adjustor, you’re dealing with a corporate agenda. Too often, we see clients forfeit their ability to recover benefits in their efforts to work in good faith with insurance companies. Obtaining legal assistance early on can help rectify some of the insurance misconduct that may have occurred and help prevent unfair trade practices from continuing.

Why Insurance Offers Are Low

Insurance companies are in the business of making money, and they do that by paying out as little as possible on claims. This means that when you file a claim with your insurance company, they will be looking for ways to minimize the amount of money they have to pay you.

One way that insurance companies do this is by offering low settlement offers. These offers are often well below the amount of money that you are actually entitled to. Insurance companies hope you will be so eager to get your money that you will accept their low offer.

However, it is important to remember that you do not have to accept your insurance company’s first settlement offer. You have the right to negotiate for a higher amount of money. In fact, you may be entitled to much more than the insurance company is offering.

If you are unsure how much money you are entitled to, you should speak with an attorney. A skilled lawyer can help you understand your legal rights and options and can help you negotiate a fair settlement with your insurance company.

Common Insurance Disputes

There are a number of common insurance disputes that can arise. Some of the most common disputes include:

• Denied claims: Insurance companies may deny claims for a variety of reasons, such as:
  • The policyholder did not have the proper coverage
  • The policyholder did not follow the terms of their policy
  • The policyholder was found to be at fault for the accident
• Low settlement offers: Insurance companies may offer low settlement offers in an attempt to save money.
• Unfair treatment: Insurance companies may treat policyholders unfairly by delaying payment of a claim or refusing to investigate a claim properly.

If you have been involved in an insurance dispute, you should speak with an experienced attorney as soon as possible. A lawyer can help you understand your legal rights and options and can help you resolve the dispute.

Removing The Burden

How do our clients feel after talking with our attorneys? Generally, they leave our office feeling relieved to have the weight of their worries removed from their shoulders. In trusting our firm to help them start putting their lives back together, our clients obtain peace of mind – even in situations that take time to resolve or rectify.

At Wiseman Law Firm, PLLC, we work hard to give you the peace of mind you need to move forward when an insurance company has acted unethically to your detriment. A validating, supportive presence, our attorneys work tirelessly to help you get the compensation you deserve so you can focus on physical recovery without financial stress. Contact us today to schedule a free initial consultation. Call 304-314-4768 or fill out our online form.